Business Travel Insurance

What is business travel insurance? 

If you’re planning a business trip, you should make sure you’re protected in case something doesn’t go to plan. With our business travel insurance policies, you can choose the perfect cover for you. Whether you're travelling once or taking multiple trips, heading to Europe or visiting further afield, our business travel insurance is appropriate for most travellers.

By purchasing travel insurance for your business trip, you can take the unnecessary worry out of travelling, so you can concentrate on the job at hand. Our specialist business travel insurance is designed with professionals in mind. That’s why we include cover for business equipment, alongside medical expenses, loss and cancellation. This way, you can rest assured that should anything unexpected happen, the essentials will be taken care of.

As with our usual policies, you can feel safe in the knowledge that our global team of experts are on hand to provide support and assistance if something goes wrong. With over 13,000 people working across five continents and speaking 58 languages, we’ll be by your side wherever your work takes you.

Below is some more information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

What does business travel insurance cover? 

With our business travel insurance, you can choose between a Single Trip or Annual policy. We also have two levels of cover: Silver and Gold.

Whichever level of cover you choose, our Single Trip and Annual policies include business equipment cover, so you may not need to take out separate laptop travel insurance. We can even send a replacement business associate to complete your itinerary if you have to cut your journey short.

SHOW LESS DETAILS

The right cover to fit your needs
for you and your travels

Our policy options are outlined below. Please click on the Get a Quote button to receive your personalised quote.

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Business Silver

Business Gold

Annual Multi-Trip Silver with Business

Business Equipment
Cover for your business equipment if it is lost, stolen or destroyed during your journey.
£300
£500
£300
Cancellation
Provides cover if you cancel your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
£2,500
£5,000
£2,500
Curtailment
Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
£2,500
£5,000
£2,500
Delayed Departure
Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
£250
£300
£250
Delayed Personal Possessions
Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.
£150
£200
£150
Emergency Medical Associated expenses
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
£5,000,000
£10,000,000
£5,000,000
End Supplier Failure
The insurer will pay up to the amount shown in your schedule of cover in total, for costs you incur as a result of insolvency of the end supplier that you made travel arrangements with prior to departure.
£1,500
GP 24/7 Online
GP consulation service over the phone 24/7 or online video conference between 8am and 10pm to discuss your medical concerns.
Included
Included
Included
Legal Expenses
Provides a loan to take legal action for compensation as a result of your death, illness or injury during your journey. You must pay this loan back out of any compensation you receive.
£15,000
£25,000
£15,000
Loss of Passport
Cover for transport and accommodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.
£150
£250
£150
Missed Departure
Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
£1,000
£1,500
£1,000
Personal Accident
Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.
£15,000
£20,000
£15,000
Personal Money
Provides cover if your personal money is lost or stolen on your journey. Cash limits also apply.
£500
£500
£500
Personal Possessions
You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.
£1,500
£2,000
£1,500
Personal Liability
We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential loss).
£1,500,000
£2,000,000
£1,500,000
Replacement Business Associate
Cover to send a replacement business associate to complete your business itinerary if you have to curtail your journey.
£750
£1,000
£750

Business Silver

Business Gold

Annual Multi-Trip Silver with Business

Frequently Asked Questions

How to ensure you have the right cover

Does your bank or credit card company provide cover?

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

Are you covered by ABTA or ATOL?

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

What is an EHIC or GHIC and what can it offer you?

Having a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) will entitle you to the government-provided healthcare of the European Union country you are visiting and lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, it should not be seen as a replacement for travel insurance which could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
Read all travel guides

Get peace of mind – whether travelling for work or play – with our additional cover options

Group Travel Insurance

With our Group business travel insurance, you can include your travelling party on the same policy, so several employees can be protected.

Annual Multi-Trip Travel Insurance

If you travel regularly for business, then our Annual business travel insurance with Business cover option may be the best policy for you. You’re covered for multiple trips and there’s no need to tell us when you’re going, so you can jet away at the last minute.

Single Trip Travel Insurance

If you’re only heading away once for business this year, then our Single Trip travel insurance could be best for you. With the Business cover option this policy includes cover for business equipment, so your essentials are protected.

Golf Travel Insurance

While we can still cover you under the standard sections or our travel insurance policies while on a Golf holiday, will no longer offer the additional cover previously provided by the Golf optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again. 

Sports & Leisure Insurance

Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. We will not be able to provide cover while you take part in riskier Category 3 and Category 3 sports and leisure activities like kite surfing and rubgy. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.

Travel Insurance for Europe

If you’re heading to the beautiful cities of France or the gorgeous beaches of the Canary Islands, our family travel insurance for Europe can protect you if things don’t quite go to plan. 

Travel Insurance for people with Medical Conditions

We will no longer be able to provide travel insurance policies that cover people's pre-existing medical conditions. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again. 

Get peace of mind – whether travelling for work or play – with our additional cover options 

Group
Travel Insurance

With our Group business travel insurance, you can include your travelling party on the same policy, so several employees can be protected. 
 
MORE INFORMATION

Golf
Travel Insurance

From 5th May 2021, while we can still cover you under the standard sections or our travel insurance policies while on a Golf holiday, will not be able to offer the additional cover previously provided by the Golf optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again. 

MORE INFORMATION

Annual Multi-Trip
Travel Insurance

If you travel regularly for business, then our Annual business travel insurance with Business cover option may be the best policy for you. You’re covered for multiple trips and there’s no need to tell us when you’re going, so you can jet away at the last minute. 
 
MORE INFORMATION

Sports & Leisure
Insurance

Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier Category 3 and Category 3 sports and leisure activities like kite surfing and rubgy. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
 
MORE INFORMATION

Single Trip
Travel Insurance

If you’re only heading away once for business this year, then our Single Trip travel insurance could be best for you. With the Business cover option this policy includes cover for business equipment, so your essentials are protected.
 
MORE INFORMATION

Other products you may like 

Travel Insurance
for Europe

If you’re heading to the beautiful cities of France or the gorgeous beaches of the Canary Islands, our family travel insurance for Europe can protect you if things don’t quite go to plan. 
 
MORE INFORMATION

Travel Insurance for people with
Medical Conditions

From 5th May 2021, we will no longer be able to provide travel insurance policies that cover people's pre-existing medical conditions. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again. 

MORE INFORMATION
Medical solutions icon
HealthHero 24/7 GP telephone and video consultations
Medical solutions icon
Our travel insurance policies provide you access to HealthHero – a 24/7 GP telephone and video consultation service* – which connects you with a UK GP to provide the reassurance and professional medical advice you need while you’re travelling abroad.
 
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.

Need help? Call us on:
0371 200 0428

Monday to Friday, from 9am to 5pm

Frequently Asked Questions

Do you have questions about our product or services? Find the answer in the FAQs

Make A Claim?

Mon-Fri
8am-6pm

Policy Documents

Instant access to all our
policy documents
Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 9am to 5pm)
or
Email: traveldirectory@maps.org.uk