When you take out a travel insurance policy with cancellation cover, it is important to understand exactly what is covered and when the cover begins and ends.
With our Single trip and Backpacker policies, you should select your policy to run from the date you leave your home to start your trip, to the date you return home. Once you’ve bought the policy, cancellation cover will be provided for the travel arrangements you have already made (or make at a later date) for your trip. Cancellation cover ends as soon as you start your trip - after this point it is seen as a curtailment or cutting short your trip.
Annual multi-trip policies are slightly different as you may have several trips planned, some of which may not have even been booked! Cover on the policy runs for 365 days from your chosen start date. The cancellation cover applies to travel arrangements booked or due to take place during this time, but only up to the point you start the trip or your policy expires (whichever is soonest).