Family Travel Insurance

  • Full access to HealthHero - a 24/7 GP via telephone and video based in the UK
  • Up to £10m Emergency Medical expenses covered
  • Personal liability covered over £1m on all policies
  • Over 23,000 travellers in 2022 covered for their holidays

Are you planning a family holiday? No matter where you choose to go, it's always exciting to discover new places with your nearest and dearest.

Whether you're heading on a bank holiday trip to Disneyland Paris, a week-long beach holiday to Greece or a fly-drive holiday to Florida, our family travel insurance provides protection for the ones you love. You can include the whole family on the same policy, and it can help protect you if things don't go to plan. Before you travel, you'll be covered if you need to cancel your holiday; while you're away, it will help protect you if someone falls ill, if your belongings are delayed or if you need to cut your holiday short.

Our family holiday insurance can cover one or two adults and their children (including foster children), aged 17 and under at the time of purchase. We even offer special rates for families, so you'll have a few more pennies to spend on treating your loved ones!

Below is some more information about our insurance products, for which Terms and Conditions apply. Please visit the policy information hub for full details.

Get covered for your next family holiday with our travel cover.

We provide two main types of family travel insurance: Single Trip and Annual. Within these policies, we also provide three different levels of cover: Bronze, Silver and Gold.

Depending on which family holiday insurance policy you choose, you’ll be covered for: 

  • Cancelling or cutting short your trip
  • Emergency medical and associated expenses
  • Loss of passport*
  • Delayed personal possessions
  • Lost, stolen or damaged personal possessions*
  • Loss of money*
  • Personal accident cover
  • Missed departures
  • Delayed departures
  • Personal liability
  • Legal expenses
  • End-supplier failure**

*Not available with Bronze level cover

**Only available with Gold level cover

Terms and Conditions apply.

SHOW LESS DETAILS
  • Medical Expenses: Up to £5,000,000
  • Personal liability: Up to £1,500,000
  • Cancellation or Curtailment: Up to £2,500
  • Personal Possessions: Up to £1,500
Terms and Conditions apply.
Most comprehensive
  • Medical Expenses: Up to £10,000,000
  • Personal liability: Up to £2,000,000
  • Cancellation or Curtailment: Up to £5,000
  • Personal Possessions: Up to £2,000
Terms and Conditions apply.
  • Medical Expenses: Up to £2,000,000
  • Personal liability: Up to £1,000,000
  • Cancellation or Curtailment: Up to £1,000

X    Personal Possessions:
       No cover

Terms and Conditions apply.

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

Having a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) will entitle you to the government-provided healthcare of the European Union country you are visiting and lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, it should not be seen as a replacement for travel insurance which could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
If you're heading to the beautiful cities of France or the gorgeous beaches of the Canary Islands, our family travel insurance for Europe can protect you if things don't quite go to plan.
Discover the world with your family in tow, and enjoy peace of mind thanks to our worldwide family travel insurance.
Planning on taking more than one holiday this year? Our Annual family travel insurance policy could be a great fit if you're traveling with multiple family members. You're covered for an unlimited number of trips for a 12-month period, so you can jet off whenever you like.
Whether you're taking the kids to Disneyland Paris or heading away on a family beach holiday, our Single Trip family travel insurance is great for those one-off family holidays.
Hit the slopes with confidence, whether it's your first or fiftieth time on the pistes, with our family ski insurance.
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier sports and leisure activities like kite surfing and rugby. This is only a temporary measure while we make improvements to our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
From 5th May 2021, we will temporarily be unable to offer travel insurance policies to cover Car Hire Excess. This is only for the short term, while we make improvements to our online booking process. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.
Understanding our claims process

You'll need your policy number to submit your claim to us. This is available in your certificate of insurance which is sent to you when you take out cover. 

It's a good idea to take your policy information with you on your trip so you can provide us with all the necessary details in order for us to help.

 

Once we receive your claim, it'll be assessed by our experienced team. 

To speed up the assessment of your claim please make sure to include all applicable information and evidence such as receipts, booking confirmations, hotel reservations and crime reference numbers. If you fail to provide all the necessary information this will cause a delay in processing your claim. 

Once our team has assessed your claim we'll be in touch with you via your preferred contact method to confirm the outcome and inform you of any next steps.

 

 

Join us today
Get a quote online
Get protected with travel insurance online in as little as 3 minutes.
Speak with our team
Our team are available to help Monday to Friday from 9am to 5pm.
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Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 9am to 5pm)
or
Email: traveldirectory@maps.org.uk