Travel Insurance for Australia

The type of travel insurance that's best for you will depend on a range of factors. Firstly, it will depend on how long you plan to travel for, and how often you plan to travel. If you're only going to Australia once this year, a Single Trip travel insurance policy may be best suited to your needs

But if you're visiting Australia as part of a gap year or a career break, and you plan on staying for more than 180 days, then you may find that Backpacker insurance is a better fit. Or, if you're planning on taking multiple holidays in the calendar year, then you may find that Annual travel insurance cover is more appropriate.

Another thing to think about is who you're travelling with. For example, if you're taking your whole family to Australia, then our Family travel insurance allows you to put everyone on the same policy. Alternatively, if you're heading to Australia with a large group of friends, then our Group travel insurance lets you put your travelling party on the same policy. 

Getting appropriate travel cover for a trip to Australia can protect you in the event of a medical emergency, lost luggage, trip cancellation and many more incidents that could arise on your travels.

The cost of travel insurance for Australia will vary depending on a number of personal factors. Each quote is tailored specifically to you and your travelling party. Considerations include:

• The age and number of people travelling
• Whether any of the people travelling have a pre-existing medical condition they need to declare, as this will affect their eligibility
• The level of cover selected
• Whether any additional cover is required

To find out exactly how much your Australia travel insurance will cost, get a quote today.

If you’re visiting Australia for a holiday, then you’ll need a visa. There are two ways that you can get an Australian visa for your visit:

• An eVisitor visa direct from the Department of Immigration and Border Protection. There is no visa application charge or service fee for this
• Electronic Travel Authority (ETA) via your travel agent or airline. There is no visa application charge, but a service fee of A$20 applies¹

If you’re aged 18 to 30 (inclusive), then you can also work in Australia to help fund your trip. But you’ll need to apply for a working holiday visa from the Department of Immigration and Border Protection. If you’re applying for this kind of visa, then please remember that you’ll need working holiday insurance for Australia. Our Australia travel insurance can cover you for non-manual work, including professional, administrative or clerical duties (although claims under the personal liability section will be excluded). 

If you’re unsure which visa you need for your visit, then you can visit the Department of Immigration and Border Protection website. After answering some simple questions about your trip, they’ll show you the visas that are best suited to your needs.

¹ Source: .Gov.uk

The UK has a reciprocal health agreement with Australia that entitles you to reduced-cost hospital treatment and medicines. But to be eligible, you’ll need to enrol in Medicare by contacting a local Medicare office in Australia.

Please be aware that Medicare doesn’t cover everything; it isn’t a substitute for an Australian travel insurance policy. For example, it doesn’t cover pre-existing medical conditions, or illnesses and injuries that require non-urgent medical attention. But it’s still a good safety net if you fall ill and need urgent care.

If you’re making a claim for a refund under the Medicare scheme, you’ll have to make the claim before you leave Australia. If you make use of the reciprocal health arrangement and it reduces your medical expenses, you won’t have to pay an excess on the medical section of your Australia travel insurance policy. 

When you visit Australia, you need to be up to date with vaccination courses and boosters recommended for life in the UK. You should also see your healthcare professional 6-8 weeks before you travel, to see whether they recommend any other vaccinations.

It’s recommended that most travellers receive a tetanus vaccination before they travel. If you’re seen as being at an increased risk of an infectious disease due to your work, lifestyle choices or underlying health conditions, then your healthcare professional may also recommend hepatitis B, Japanese Encephalitis and rabies vaccinations.²

² Source: TravelHealthPro

Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. We are unable to provide cover for riskier sports and leisure activities like kite surfing and rugby. This is a temporary measure while we make improvements. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.

Whether you fancy snorkelling in the Great Barrier Reef, scaling Sydney Harbour Bridge or surfing in Byron Bay, you’ll be pleased to know that a number of sports and leisure activities are included as standard in our travel insurance policies. 

To understand exactly which sports and leisure activities are included within our policies, and to see any terms, exclusions and conditions that apply, please consult your policy documents or the policy information hub.