Information

With yearly travel insurance from Allianz Assistance, you can choose the level of cover that’s right for you. Our multi-trip insurance is designed for frequent travellers, so you’ll be covered foras many trips as you like, up to 31 days in duration over a 12-month period.

You can buy cover for European or worldwide travel (either including or excluding the USA and Canada), depending on your plans. And if you’ve got some fun activities lined up, you can add Winter Sports and Ski cover at the same time.

SHOW LESS DETAILS

Our Bronze, Silver and Gold policy options allow you to choose a level of cover that suits you. All of our Bronze, Silver and Gold policies protect you if you need to cancel your trip before you travel, or if you need to curtail your journey. We can also compensate you if your departure is delayed, if you miss your departure or if you need to buy personal possessions because yours have been delayed. We’ll even provide legal support to claim compensation for a fatality, or if you fall ill or are injured on your trip.

We also understand that medical cover is important in case you become poorly or injured while you’re away. That’s why all of our yearly holiday insurance policies cover emergency medical expenses, personal accident and personal liability cover; you’ll get 24-hour access to a GP consultation service too.

We also know that sometimes thieves target tourists. To help protect you, our Silver and Gold multi-trip insurance policies cover you if you lose your passport, personal money or personal possessions. If you choose our Gold cover, you’ll also be protected against the financial failure of your end-supplier.

To see exactly what our Annual travel insurance policy includes, please visit the Policy Information Hub

Swipe to view more

Cancellation
Provides cover if you cancel your journey before it begins due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
£2,500
£5,000
£1,000
Curtailment
Provides cover if you cut your journey short due to certain necessary circumstances. The circumstances covered are listed in your Policy Document.
£2,500
£5,000
£1,000
Delayed Departure
Cover if your departure is delayed by more than 12 hours. Benefits apply after the first 12 hours delay and additional benefits apply after each extra delay of 12 hours. Your policy will specify the maximum payable. The circumstances covered are listed in the Policy Document. Alternatively, you may receive up to the amount specified in your policy, if you chose to abandon your journey or cancel your holiday after a 24 hour delay.
£250
£300
£100
Delayed Personal Possessions
Cover for purchasing essential items if your personal possessions are delayed for more than 12 hours on your outward journey.
£150
£200
£50
Emergency Medical Associated expenses
Provides cover if you are taken into hospital or you need to come home early or extend your journey due to illness or accident.
£5,000,000
£10,000,000
£2,000,000
End Supplier Failure
The insurer will pay up to the amount shown in your schedule of cover in total, for costs you incur as a result of insolvency of the end supplier that you made travel arrangements with prior to departure.
£1,500
GP 24/7 Online
GP consulation service over the phone 24/7 or online video conference between 8am and 10pm to discuss your medical concerns.
Included
Included
Included
Legal Expenses
Provides a loan to take legal action for compensation as a result of your death, illness or injury during your journey. You must pay this loan back out of any compensation you receive.
£15,000
£25,000
£5,000
Loss of Passport
Cover for transport and accommodation costs to get a temporary passport and the equivalent value of the remaining period of it, if it is lost or stolen on your journey.
£150
£250
Missed Departure
Cover for extra transport and accommodation if you arrive at your departure point too late to board your booked transport due to: public transport not running to its timetable or the vehicle you are travelling in has an accident or breaks down.
£1,000
£1,500
£500
Personal Accident
Provides cover if following an accident your injuries lead to death, total loss of sight/limb or permanent disability. An accident must be caused by something external and visible.
£15,000
£20,000
£5,000
Personal Money
Provides cover if your personal money is lost or stolen on your journey. Cash limits also apply.
£500
£500
Personal Possessions
You are covered for up to your policy limits if your personal possessions are damaged, lost or stolen on your journey. Your policy will state the maximum amount you can claim for a single article, as well as the total amount you can claim for all your valuables. A deduction may be made for wear, tear and loss of value.
£1,500
£2,000
Personal Liability
We cover financial consequences of your personal liability during your private life (bodily injury, damage to property and consequential loss).
£1,500,000
£2,000,000
£1,000,000
 

Many bank accounts and credit cards come with some level of travel insurance cover. While some may be comprehensive, they may not cover you for everything you have planned whilst you’re away, particularly if you have adventurous plans or unusual excursions booked. 

Make sure you look into the travel insurance policy that you have before every trip, to make sure it’s suitable for you and your plans.

Purchasing a holiday using a credit card means you are often protected by Consumer Protection cover. In most cases, it allows you to get your money returned to you if your provider defaults and you cannot travel.

If you have booked a holiday through a tour operator or travel agent, it may be worth checking if you are covered by ABTA (Association of British Travel Agents) or ATOL (Air Travel Organiser’s License). This type of cover means that your package holiday is protected if, for example, the travel company providing your holiday arrangements or the travel agent themselves fail financially or close down.

Your travel agents will be able to tell you if your holiday is ABTA or ATOL protected. Alternatively, use the links provided to check your cover at home.

Having a European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC) will entitle you to the government-provided healthcare of the European Union country you are visiting and lowering the medical costs you would normally expect to pay. Although this is a good addition to take on holiday, it should not be seen as a replacement for travel insurance which could provide you with further protection and peace of mind whilst you are abroad. Our travel insurance policies can protect you against many unforeseen eventualities.
Our Winter Sports and Ski travel insurance covers you for many unexpected eventualities, so you can hit the slopes with confidence.
 
MORE INFORMATION
Many sports and leisure activities are covered on our standard travel insurance policies at no additional premium. From 5th May 2021, we will not be able to provide cover while you take part in riskier Category 3 and Category 3 sports and leisure activities like kite surfing and rubgy. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.

MORE INFORMATION
From 5th May 2021, while we can still cover you under the standard sections or our travel insurance policies while on a Golf holiday, will not be able to offer the additional cover previously provided by the Golf optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.  

MORE INFORMATION
Whether you travel for work frequently or need insurance for just one trip, you can focus on the job at hand knowing you’re protected, with Business travel insurance from Allianz Assistance.
 
MORE INFORMATION
From 5th May 2021, while we can still cover you under the standard sections or our travel insurance policies while on a cruise holiday, will not be able to offer the additional cover previously provided by the Cruise travel optional extra section. This is only a temporary measure while we make improvements to the booking engine of our website. Please keep an eye on the Allianz Assistance website in the future so you are aware when we are able to offer this additional cover again.

MORE INFORMATION
With our Family travel insurance, the whole gang’s covered. So, whether you’re taking the kids to Disneyland or heading away to lounge on the beach, protect your loved ones with Allianz Assistance.  
 
MORE INFORMATION
Wherever you’re travelling to, our Backpacker insurance provides you with the cover you need whilst you’re away, so you can enjoy the trip of a lifetime knowing you’re protected. 
 
MORE INFORMATION
Medical solutions icon
HealthHero 24/7 GP telephone and video consultations
Medical solutions icon
Our travel insurance policies provide you access to HealthHero – a 24/7 GP telephone and video consultation service* – which connects you with a UK GP to provide the reassurance and professional medical advice you need while you’re travelling abroad.
 
*For video consultations, time restrictions apply and UK Bank Holidays are excluded.
Alternative Cover Options For Pre-existing Medical Conditions

If you have a pre-existing medical condition that we are unable cover under our own policies, you may be able to obtain an alternative travel insurance policy through one of the providers featured in the MoneyHelper directory of specialist travel insurance providers for people with serious medical conditions. Do take time to study and compare the terms and conditions to ensure you have the cover you need. To contact the Money Advice Service for further details of the directory

Call: 0800 138 7777 (lines are open Monday to Friday, 8am to 6pm)
or
Email: traveldirectory@maps.org.uk